The 5 Worst Financial Habits Of My 20s, & How I Fixed Them financial habits

by mUsiCalIsmE



이 에피소드에서는 한 여성이 20대에 계속 반복했던 관련된 금전적 실수와 30대가 되기 전에 이를 고친 방법을 보여줍니다. 30대가 되면 지출이 어떻게 달라질 수 있는지 자세히 알아보려면 여기를 클릭하십시오. 주간 비디오 에세이를 통해 ” Make It Work’는 *실제* 사람들이 어떻게 의미 있는 방식으로 개인 또는 재정적 삶을 업그레이드했는지 보여줍니다. 당신의 인생을 당신을 위해 일하게 만드는 것은 단지 그것을 위해 부자가 되는 것을 의미하지 않습니다. 그것은 현재와 미래에 사랑하는 삶을 만들기 위해 필요한 것을 최대한 활용하는 것을 의미합니다. 그리고 돈을 관리하는 것은 모든 사람에게 중요한 삶의 기술이지만, 그것에 대해 “올바른 방법”은 없습니다. 당신은 *당신*에게 가장 적합한 것이 무엇인지 파악해야 합니다. Grace Lee의 비디오 Kate Moser Miller의 에세이 기반: Kyra Cornett의 비디오 나레이션 The Financial Diet 사이트: Facebook: Twitter: Instagram: .

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The 5 Worst Financial Habits Of My 20s, & How I Fixed Them

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The 5 Worst Financial Habits Of My 20s, & How I Fixed Them
financial habits
온라인으로 돈을 버는 모든 최신 방법 보기: 여기에서 더 보기
온라인으로 돈을 버는 모든 최신 방법 보기: 여기에서 더 보기

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42 comments

The Financial Diet 16/10/2021 - 3:58 PM

In this weeks episode of "Making it Work" one woman shares some of the bad habits she developed around her finances during her 20s and how she addressed them. Want to dive into similar content ? Check out this video here : https://youtu.be/6SMiPoHNTkU

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Ayomide Aremu-Cole 16/10/2021 - 3:58 PM

I think that rather than saving for FOMO, it’s better to erase FOMO. That way you spend less and travel on your own terms rather than because of the fear of missing out

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_ Schmaltus 16/10/2021 - 3:58 PM

I don't know if I should take financial advide from someone that believes in Horoscopes

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Emilia Dudzinska 16/10/2021 - 3:58 PM

Hi, I'm watching TFD for quite some time. Not everything is applicable to my homeland reality but I still find a lot of useful tips. My sister and I have developed an app for tracking your unspent money: Not Spent ( https://play.google.com/store/apps/details?id=com.notspen&hl=en_US ). Because of the reward system, people like so much when we don't buy something (e.g. because of saving) all we get at this moment is a punishment. In long-distance It's, of course, we get savings but sometimes it's hard. Using this app when you're ina coffee or shop you can write how much you saved by not buying a thing and get a visual reward of sum of money. Currently, it's available only on Android

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L J 16/10/2021 - 3:58 PM

Excellent advice 💴

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Janelle Ntim 16/10/2021 - 3:58 PM

I’m freaking out about my 30s

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bbygrlpt2 16/10/2021 - 3:58 PM

I agree with most of this but Im not into travelin and bein near a lot of ppl (eg airplanes) Especially with viruses and so many crazy ppl everywhere. I rather just go places in my town and save as much as I can

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Lava Yuki 16/10/2021 - 3:58 PM

I look at my online banking only like once a week to see if I got paid. I do all the rest except having a travel budget, I just have a normal savings account for nothing specific other than a nice car one day. I also don't have a pension yet, which I was thinking of starting when I'm 30 (27 now) which is probably my mistake

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Justin Cho Nguyen 16/10/2021 - 3:58 PM

I’m a 90 kid too represent!

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Genevieve Randall 16/10/2021 - 3:58 PM

The new decade actually starts in 2021. 1, 2, 3, 4, 5, 6, 7, 8, 9, 10…now the next ten 11, 12, 13, 14 and so on.

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Alexis Robinson 16/10/2021 - 3:58 PM

Can you guys put captions on your videos?

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M b 16/10/2021 - 3:58 PM

I check my bank account once a month (when I get paid) I'm afraid to look at how much I've spent any other time 😂

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Eva Streit 16/10/2021 - 3:58 PM

"Investing in therapy" — only in the US

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Rebecca Hurford 16/10/2021 - 3:58 PM

Particularly beautiful art and animation this week 🙂 even when the info/message isn't especially relevant to me, I really love this series just because it's so damn pleasant to watch visually! Give your artist/animator a raise!

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Alex Kathrens 16/10/2021 - 3:58 PM

i like videos like these, not because i learn anything new, but because it reaffirms that i have good money habits. its nice in these stressful times to know ive at least got one thing right!

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Tesla Cannon 16/10/2021 - 3:58 PM

OOF. I'm 23 and I've got habit number one. I had to start taking screenshots of my bank app and download the investment widget just so I can see it when I get paranoid, but not have to go through the opening/logging in process. I'm down to only 3 three times a day now though.

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LaTristess Durera 16/10/2021 - 3:58 PM

Holy Cow! 6 times a day! This wasn't my 20's, I never checked my balance one a month, never mind once a day lol. However awareness and intention are defiantly your best friend to your future self.

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Paws Not Claws 16/10/2021 - 3:58 PM

I didn’t even start contributing to my retirement until I was in my late 20s

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sionv2009 16/10/2021 - 3:58 PM

#1 was me last year before I got help for OCD. Every time I had an intrusive thought that I was going to be homeless, I had to check my bank and investment app to see if my money was still there. I only check once a day now.

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Andrew Keener 16/10/2021 - 3:58 PM

The new decade starts next year. There was no year zero.

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VizzyOne 16/10/2021 - 3:58 PM

I was recently saving for a trip to the Dominican republic that I have coming up in March. I was recently thinking about what I was going to do with this savings account that I had in that it has a minimum monthly amount required in order to keep the higher interest rate. But now listening to your idea of just having a overall constant travel account I think that I will continue just to save the minimum (for higher interest) and when a new trip in in planning increase the savings as needed

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aiborie 16/10/2021 - 3:58 PM

To explain the Virgo Moon reference, the 12 zodiac signs you mostly see on columns or magazines are just your Sun Sign (Ex. Virgo Sun, Leo Sun) and that's just one aspect of you. In astrology we use the major planets in the solar system: Mercury, Venus, Mars and etc. together with the Sun and Moon (these are considered luminaries not planets) and these planetary placements make up your natal chart. The natal chart is based on the date and time of your birth, how the sky lined up during that specific period.

Virgo as a sign it's practical, analytical, and efficient while the Moon indicates the “inner you” or “emotional personality”. The moon sign shapes your emotions and your soul. It touches on your subconscious, your deepest needs, and what helps you feel emotionally secure.

So Virgo Moons are highly analytical and pragmatic types that tend to look at things through the lenses of an observant, detail-oriented perspective, letting nothing escape unscathed individual. Which explains some of her obsessive behavior towards her finances. They strive for perfection, to their own detriment at times. Also Virgo Moons have an innate willingness to help others in constructive and supportive ways.

So take her advice with a grain of salt or if ever it applies to you. Funnily enough, I'm a Virgo Moon too, not here to convince the skeptics. It's fine not believing in astrology, let's just respect each other's interests. Hope this was helpful!

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Cassandra Lee 16/10/2021 - 3:58 PM

I obsessively check my account 😭

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Lucy Van Pelt 16/10/2021 - 3:58 PM

As a fellow Virgo, I relate to #2 😉

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aiman nabilah rahmadita 16/10/2021 - 3:58 PM

no sponsor this time? i miss the 'brought to you by…'

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Rachel O'Reilly 16/10/2021 - 3:58 PM

I turned 29 yesterday. I needed this. 😂

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Phylicia Gordon 16/10/2021 - 3:58 PM

this one wasn't really relatable and didn't make much sense in a lot of ways. oh well

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serrgggeo 16/10/2021 - 3:58 PM

Why don't you share in the video about the platforms that you use so this could be actually helpful for us

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muckymucks 16/10/2021 - 3:58 PM

I did the 52 week challenge backwards. Instead of saving $1 a week I saved $52, then $51 the next week and $50 the week after that and so on. I needed to see that boost quickly in order for me to stay motivated and it worked.

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chikitanumber1 16/10/2021 - 3:58 PM

As someone who is turning 28 early this year, the beginning of this video was too relatable … let me listen

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Heena Kaur 16/10/2021 - 3:58 PM

My biggest mistake is buying makeup that I never learned to use. I have over 1600 points at Sephora alone. I'm ashamed. I'm 28 The lesson here is Do Not get trapped by fast fashion, expensive makeup, over promising skincare routine, do your research before buying a car, Don't sleep around I didn't but I wish I hadn't kissed as many toads as I did in the name of experience! Please think carefully before you do something. Your skin is far less complex than you think. Give yourself a break sis.

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Awaken King 16/10/2021 - 3:58 PM

I'm turning 19 soon so this is much needed

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Freidell Urbina 16/10/2021 - 3:58 PM

Dude this is not relatable. Is like humble bragging at the beginning and then a lifestyle that is not Afordable for most of us. Felt was kind of tone deff 4 me

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Bercilak 16/10/2021 - 3:58 PM

I was really into this video until that "Virgo Moon" line. There's little that could hurt your credibility worse than professing to believe your life is in any way impacted by the location of arbitrary points in the sky at your birth or whatever. TFD, you're better than this.

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tsubaith 16/10/2021 - 3:58 PM

Wow as a Virgo moon who obsessively updates their budget I feel so seen – but it helps me to keep track of how much I have left at the end of the month and say no to drinks/events

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Maghfira Mien Al-Gaffar 16/10/2021 - 3:58 PM

1. obsessively checking my bank accout 00:58
2. using my monthly budget as a catharsis instead of as a tool for informing my spendin 01:56
3. not setting up automatic deposits 02:38
4. not creating a travel-specific savings bucket 03:23
5. not setting aside small amount of savings 04:26

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Housewarmin 16/10/2021 - 3:58 PM

No mention of student loans? starting a career? homeownership? marriage? kids?

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Dáithí 16/10/2021 - 3:58 PM

I see a new TFD video I click simples 🙂

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Leela Morris 16/10/2021 - 3:58 PM

I’m currently in my twenties and videos like this are so helpful!! So are comments on the videos 😀

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Phlimbob 16/10/2021 - 3:58 PM

My bad habit is that I plan to buy things in a couple of months, say the kitchen table I'd been eyeing since October, but when it comes time to buying it, an emergency eats away at my savings, like my cats emergency dental work in December, and I still bought the table come January. I've found myself spending more than I'm earning for the last few months and I hate it.

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Mario Rafael 16/10/2021 - 3:58 PM

Im amazed how everyone tracks so much their finance apps spending trackers bank accounts. Damn I just let's say earned $100 monthly I pay myself an allowance of $30 the $20 for living expenses sometimes I don't spend those $30 so the excess will go to a emergency fund if that emergency fund goes over a limit I have set that amount will go over to my savings account over there as well if that goes over a certain threshold it would go on to in savings bonds or investment vehicles. My grandparents taught me this money should be like the water in soil surface that's the water you need to survive, underground that's for the median term and subsoil water would be for the long term. I'm paraphrasing cause he was a Spaniard.

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kashareus 16/10/2021 - 3:58 PM

This was so good i got the same awakening last year ill be 29 this year

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